Helping you offer benefits that reflect your values

We help you put together medical, dental, vision, life, and disability coverage, plus an employee assistance program and tax-advantaged accounts like FSAs, HSAs, and HRAs. We work with carriers locally and nationally to find the right fit.

Optional coverage, like accident or critical illness insurance, can help employees with costs their main plan doesn't cover. We help you choose options that are actually worth it for your team.

If a traditional plan isn't the best fit, we can walk you through other ways to fund your benefits, like level-funded plans, that may give you more control over costs. We'll be clear about the tradeoffs so you can decide with confidence.

We start preparing months ahead of your renewal with a strategy conversation about how your plans are working and what your organization needs next. Then we compare options across carriers and recommend what fits your people and your values, not what pays us the most.

We show you how your benefits compare to similar organizations and model how plan changes or contribution splits would affect your budget and your employees. You see the impact before you decide.

We look at your plans through an equity and access lens, including provider networks and coverage for LGBTQIA+ employees, so no one has to worry about getting lesser care because of who they are.

We track how your plans are actually being used and look closely at your largest claims. Then we turn the numbers into a clear picture with practical ideas for what to do next.

We handle enrollments, terminations, and everyday questions all year, not only at renewal, which takes real weight off your HR team. We can also help you build wellness programs that fit your culture and budget.

When someone on your team gets a confusing bill or a denied claim, they can come straight to us. We find the root cause and push for a fair outcome so they don't have to sort it out alone.

We customize open enrollment and create materials that help everyone on your team understand and use their benefits, in formats and languages that work for them.

You get an online library of HR forms, guides, and tools for building handbooks, job descriptions, and reviews, plus an HR Hotline staffed by experienced HR professionals. If you don't have a benefits system, we can also set you up with a secure platform for enrollment.

We keep you up to date on the benefits laws that apply to you, including COBRA, FMLA, HIPAA, and health care reform, and help prepare required notices and annual filings.